Go through credit card offers with your child. Make him/her understand that the small print on the back of the offer shows hidden charges and conditions.
Ensure that your child understands the importance of paying off monthly credit card bills in order to avoid getting in debt early.
Talk to your child about the dangers of credit cards. Show him/her in an example just how much money he/she can lose by spending more than he/she can pay back on the credit card.
Sign your child up for a credit card before he/she starts university. If possible, sign up for a credit card with a spending limit. However, it is always best to start teaching your child about money from a very young age.